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Construction Lending

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Construction lending is available to our customers via our construction to permanent financing via our One Time Close programs via FHA, VA and Conventional loan programs are available here at AnnieMac.

Step #1 in securing a construction loan is to talk to your AnnieMac Mortgage Loan Originator. The amount you may borrow will be an important part of your discussions with your builder in deciding what to include in your new home. Our Red Carpet Lending team can help answer your questions about how construction loans are structured.

  • To get qualified, you will need to provide your basic debt, income and asset information
  • To apply for a construction loan, you will need to have a signed construction or purchase contract with your builder or developer. The contract will detail certain aspects that will impact your loan, such as:
    • Contract amount, which includes construction and cost of land, if applicable
    • Construction start and completion dates